Car Wash Insurance | Saint John - Saint John, NB | Insurance | Auto - Home - Life - Business |

Car Wash Insurance specializes in Car Wash Insurance serving all of Atlantic Canada.

Every single time a customer uses your car wash, there's the potential of accident, like a slip-and-fall, or the malfunction of a piece of equipment. And then there are the constant dangers of severe weather and vandalism. What would happen if there's a loss of power due to a utility breakdown? The long list of potential perils is almost endless, but there's a way to ensure that you don't take a heavy financial hit should you be faced with such misfortune. Car Wash & Gas Bar Insurance can cover almost anything. Be wise - read further!

Liability Coverage: Essential To Your Car Wash Insurance Policy

More than any other kind of coverage, liability protection is an essential aspect of Car Wash Insurance. Every single time someone drives through your car wash and uses your equipment, you could be held liable for damages and injuries. When that damage strikes an expensive vehicle, you could be looking at an hefty bill for repair or replacement. Your coverage also applies to an injury any user of your facility might suffer. If one of the cleaning mechanisms comes off track or a pressurized nozzle gives way, that's only a little expenditure, but if a client of yours is injured as a result of such a malfunction, then you could be looking at thousands of dollars in legal liability payments.

Property Coverage

When the weather changes and a heavy hail and high winds appear, you want to protect everything that relates to the actual structures of your car wash. It may seem obvious, but a common mistake owners make in this area of commercial business is not buying enough coverage to ensure they can fully replace their property and equipment. Can you afford to completely replace your equipment or building? You can protect against vandals, fire and severe weather. The qualified insurance brokers at can help you and provide the tools to assist you in creating an inventory of your property to ensure you are adequately protected.

Protections to consider in Car Wash Insurance include:

  • Business property damage
  • Customer vehicle damage
  • Building and Structures
  • Business Income and Extra Expenses
  • Newly Acquired or Constructed Buildings
  • Employee Dishonesty (3D Policy)
  • Computer Equipment
  • Glass Breakage
  • Accounts Receivable Coverage
  • Back-up of Sewers and Drains
  • Tools & Equipment Coverage
  • Automobiles
  • Equipment breakdown
  • Umbrella Policy

Thinking of going forward without protection? Don't! Car Wash or Gas Bar Insurance is affordable and key pieces of any successful business.

You may feel that your car wash business is already covered by your Commercial General Liability but this policy covers only your legal liability. The cars that pass through your service each day make your business especially vulnerable and a car wash policy would be the perfect complement to fully protect your investment.

Here are four reasons to get started right now!

  1. Regardless of whether your car wash is full serve, self serve or in-bay automatic, we have the right coverage options for you.
  2. You can get a no-risk quote right away by simply filling out the Quote Request above. We'll get back to you with an affordable policy that offers you complete coverage for all aspects of your car wash.
  3. We take pride in our brokerage business. We strive to be specialists providing you with excellent insurance advices and services as local independent brokers across Atlantic Canada.
  4. Our brokers will answer your questions, explain coverage & options and make the insurance process less demanding for you so you can make an informed decision; you are our top priority! You'll get the perfect insurance policy that fits your Car Wash business. is committed to building long term relationships with our customers through a network of highly professional insurance markets. We would be pleased to discuss your needs in greater detail, and to offer a competitive review of your Car Wash Insurance.

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